Hire an independent inspector and use the contract’s inspection process to understand the property. An appraisal addresses the lender’s valuation and related requirements; it does not replace a home inspection.
Prioritize the systems that affect ownership
A general inspection can identify areas needing specialist evaluation. Ask about the roof, drainage, structure observations, plumbing, electrical components, heating, and cooling.
- Request access to the attic, crawlspace if present, and utility areas.
- Confirm which systems the inspection includes.
- Ask whether separate sewer, pest, well, or septic evaluations are appropriate.
Price the findings before choosing a response
The number of items on a report is less useful than their significance. Obtain licensed-specialist opinions where needed and ask the insurer or lender about issues that may affect coverage or financing.
- Separate routine maintenance from significant defects.
- Get written estimates for major repairs.
- Follow the contract process and deadlines for requests.
Verify agreed work and the home’s condition
Keep the repair agreement, invoices, and relevant warranties. Plan a final walkthrough and ask whether a specialist should reinspect important completed work.
- Confirm what the seller agreed to do.
- Check utilities and access for the walkthrough.
- Document unresolved questions before closing.
Questions that come up next
No. A VA appraisal and an independent home inspection serve different purposes. Budget for a separate inspection and any needed specialists.
You can discuss requests with Will, but the response is negotiated under your contract. Focus on significance, cost, and your decision deadlines.
Useful sources & next steps
Understand roof coverage, wind and hail exclusions, and deductibles before buying.
Official state resources for contracts, property disclosures, and related addenda.
General real estate planning information. Your contract, property, lender, and personal situation determine the applicable requirements. Use the linked official resources and consult the relevant professional for a specific decision.